
Our History
Years of experience have prepared us to guide you through your life transitions.

Our Values
Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.

Welcome
Thank you for visiting the Bull and Bear Financial Outfitters,
"guide to your financial freedom" website. This site will allow you to understand how Thomas A. Ren operates his Independent Financial Consulting Business. Navigate via the numerous links to access beneficial financial information provided for our valued clients and those seeking professional financial advice*. We will continue to update this site to provide you with the most comprehensive & up to date material in the financial marketplace.

Your Financial Future
Today's economic environment presents many challenges. But along with these challenges comes opportunities and potential rewards for those who can identify long-term trends.
Whether you're facing retirement—or looking to better understand certain investment ideas—we can help you address your most pressing financial questions.
"My goal is to translate response into results. Some teachers teach for others to learn. That's not me. Some teachers teach for others to accomplish. That is me."
Jim Rohn
America's Foremost Business Philosopher